NorthPeak will use the fault model next month, on dates it has never seen. A model must therefore be scored on rows it never trained on, and the way you choose those rows decides whether the score means anything. Random, temporal and group splits give different scores on the same data. This lesson explains the three sets, the three ways to cut, and why every AUC of this course uses the temporal split at 2025-10-01.
Preview — the rest of the lesson is for enrolled readers.
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